Making Sure My Family Is Covered

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2017

3 Tips For Protecting Your Personal Belongings With Your Home Insurance

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When you think about your homeowners insurance policy, you might think about the coverage that it provides for your physical home. However, you should know that your policy may cover more than just your house itself; it can also cover your personal belongings. These are a few tips to help you ensure that your belongings are covered by your home insurance. 1. Make Sure You Have Enough Coverage First of all, you will want to make sure that you have enough coverage. Read More»

Motorcycle Insurance: 3 Things To Consider Before Getting A Policy

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When you become a motorcyclist, there are several things you need to consider. Not only do you need to get a special distinction on your driver’s license, but you also need to carry motorcycle insurance. Your insurance will vary from others depending on your own circumstances. The following are some things to consider when you get a motorcycle insurance policy: Type of Motorcycle The first factor when getting motorcycle insurance is the type of bike you want covered. Read More»

Does A DUI Conviction Automatically Lead To Higher Insurance Rates?

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A DUI can have a long-term impact on your life. Not only will you have to deal with legal fees, but there is also the possibility that you will lose your driver’s license. Once you have been convicted, your auto insurance rates could even be impacted. If you have a DUI and are looking for coverage, here is what you need to know: What Impact Does a DUI Have on Your Auto Insurance? Read More»

Understanding Gap Insurance And How It Protects Your Losses In An Accident

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If you have finally saved up enough cash and are ready to make a down payment on your new dream car, then it is important you know about a special automotive insurance coverage option referred to as “gap insurance”. As the name implies, automotive gap insurance is meant to cover your losses if your new vehicle is totaled in an accident and the payout from your automobile insurance is less than the balance due on your auto loan. Read More»

Things To Know About Protecting Yourself And Your Employees With Worker's Compensation Insurance

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When a workplace injury occurs at your business, your employee could require serious and immediate medical attention. The costs of providing this type of care can be extremely high, and worker’s compensation insurance will help to reduce your liability for these damages. However, worker’s compensation insurance is a complicated form of protection that is plagued by misinformation that can cause you to expose yourself to more risk than necessary. Myth: The Government Will Provide The Worker’s Compensation Coverage For Your Employees Read More»

3 Ways To Reduce Your Auto Insurance Costs Without Changing Your Coverage

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As you might already know, there are a few different ways that you can reduce your auto insurance costs. For example, you can raise your deductibles to lower your premiums, or you can skip extras like rental car coverage. However, if you’re happy with the coverage that you have right now – or if you are required by your state or your vehicle lender to maintain your existing coverage – then you might not think that there is much that you can do to reduce your out-of-pocket costs. Read More»

Renting Your Home? 4 Steps To Take When Getting Renter's Insurance

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If you’ve joined the ranks of the renters, you might think you don’t need to worry about insurance. Unfortunately, that couldn’t be further from the truth. You may be renting the home you’re living in, but you still need to protect your personal property. Before a disaster leaves you out in the cold, you need to get renters insurance. Here are four steps that will help you get the coverage you need. Read More»

What Is A Usage-Based Insurance Plan?

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A lot of major insurance companies are offering a newer type of auto insurance policy type, which is called a usage-based insurance plan. The goal of enrolling in this type of plan is to save money on your auto insurance by proving you are a safe driver. If you are interested in this, here are three things to know. It requires installing a device in your car The first thing to understand is that a usage-based plan requires that you install a device in your car. Read More»

Do You Really Need An Umbrella Policy For Your Car?

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Some car owners pass on umbrella insurance because they feel it is an unnecessary expense. Others do so because of misconceptions they have about the coverage. Unfortunately, not knowing the truth about umbrella insurance and failing to understand how it could benefit you could leave you without the coverage needed in the event that there is an accident. To help you make a more informed decision about umbrella insurance, here is what you need to know. Read More»

What You Need To Know About HOAs And Home Insurance

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If you don’t want the added hassle of maintaining your landscaping or you want access to private amenities like a pool and workout facility, then investing in a home that belongs to an HOA can be a great solution. HOAs are a cooperative of homeowners that work together to maintain a certain standard of living within their community. While there are many benefits associated with belonging to an HOA, these associations can make it tricky to ensure that you have the right home insurance in place for your property. Read More»