Learn What To Do If You Know Your Soft-Top Convertible Is About To Be Pummeled By Hail
Hail can cause a lot of damage to a car, especially if you have a soft top convertible. If you do not have a place to store your car out of the elements, you need to plan ahead for the fact that you may have to make an insurance claim after the storm passes due to the damage that will more than likely be caused by the hail. The guide below walks you through the process you need to follow when you find out a hail storm is headed your way.
Take Pictures of Your Car
The first thing you need to do is you need to take pictures of your car. Take pictures of the exterior of your car from all angles, including the roof. Go inside the car and take pictures of the interior, as well. You want to be sure that you can prove that there was nothing wrong with your car before the hail storm hit.
Take a Video of the Hail if Possible
If at all possible, take a video of the hail as it comes down so that you can show the insurance company how the damage happened. Be sure to document the time of day, the date, and the size of the hail. You can simply take a video of the hail once it hits the sidewalk.
Contact the Insurance Company
You then need to contact the insurance company. Let them know what happened to your car so that they can then send an insurance adjuster to your home to look at it. They will evaluate the damage and assess how much they predict it will cost to have the damage fixed. If the top to your convertible has holes in it, you may need to have it replaced altogether.
Get the Repairs Done
Once the adjuster tells you how much the insurance company is willing to pay for the repairs, you can take it to a mechanic that you trust. Be sure to get an estimate for the repairs before they start working on the vehicle to ensure that it will fit into the budget the insurance company gave you. If the repairs exceed the amount the insurance company quoted you, you could end up having to pay the difference out of your own pocket.
Replacing a soft convertible top is not difficult to do. What can take some time is waiting for it to arrive after it has been ordered. It is best to start the process as soon as possible so that you can get your car repaired quickly.
For more information, contact companies like Skipton Claims Management.
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